Steam Points are a reward system from Valve that you earn whenever you buy games, DLC, or items on Steam. You can spend those points on profile rewards, backgrounds, animated avatars, and badges — basically, digital flex currency for your profile, not real money.

Nope. Steam Points can't be traded, sold, redeemed for cash, or used to buy games directly. They're a one-way system — once you've spent the money to earn them, that's it. The converter just shows their equivalent real-world value, so you can estimate how much you've spent.

Generally close. The math comes from Valve's published point-to-dollar ratio (100 points per $1 USD spent), adjusted for each selected currency using current exchange rates. That said, it's for informational purposes only — not official, not financial advice, and definitely not endorsed by Valve.